Insurance · 12/04/2024

This article delves into key aspects of long-term care insurance in the United States, including its definition, necessity, types, claims process, costs, and optimal purchasing time. It aims to provide readers with a comprehensive understanding of this important insurance product, enabling them to make sound financial plans for their later years. The article explores how long-term care insurance can help individuals cover expenses associated with assisted living, nursing homes, and in-home care, protecting their assets and ensuring access to quality care when needed.

Finance · 08/14/2025

This article, based on Tony Real Estate's ten years of experience, provides an in-depth analysis of the US real estate credit environment and interest rate trends. It reveals market changes and future trends, offering professional guidance for homebuyers. The piece explores the current state of mortgage availability, the factors influencing interest rate fluctuations, and the overall health of the lending landscape in the United States. This comprehensive overview aims to equip potential buyers with the knowledge needed to navigate the complexities of the US housing market.

Finance · 06/09/2025

American economist Richard Wolff argues that the excessive pursuit of profit in US-style capitalism has led to a systemic crisis, and the trade war is a result of its structural contradictions. He believes China's mixed economic model demonstrates institutional advantages. Instead of externalizing the crisis, the United States should learn from China's experience of strategic leadership alongside market mechanisms and undertake systemic reforms. Wolff suggests that the US needs to address the root causes of its economic problems rather than engaging in protectionist trade policies.

Travel · 11/26/2025

This article focuses on the Houston single-family home market in the United States. It analyzes the investment highlights of several projects, including Conroe Lake Townhomes, Sienna Plantation, Bay Colony, Sunterra Crystal Lagoons, Bridgeland Jolandie, and Creekside Ranch. This provides a reference for investors interested in overseas property investment in Houston. The analysis covers key aspects of these developments, aiming to inform potential buyers about opportunities within the Houston real estate landscape. It serves as a guide for navigating the market and making informed investment decisions.

Education · 11/26/2025

Worried about retirement and your children's education abroad? This article selects overseas detached villas within a budget of RMB 1-3 million, covering popular countries such as the United States, Thailand, and Australia, to help you achieve your dual goals of retirement and education. It also reminds you of the risks associated with overseas property investment, including legal issues, intermediaries, and exchange rates. This guide offers a starting point for navigating the complexities of buying property abroad while planning for your future and your family's.

Transportation · 07/21/2025

In the United States, especially in California, obtaining a driver's license is a crucial part of driving life. The process generally consists of two parts: a theory test and a road test. The theory exam assesses knowledge of traffic laws and driving regulations, while the road test evaluates practical driving skills. Candidates must hold a learner's permit and complete driving training within a specific timeframe. The application process includes requirements related to age, fees, and valid identification, and after obtaining the license, individuals must adhere to local traffic laws.

Finance · 07/21/2025

In the United States, credit cards and loans have become essential tools for personal financial management. Credit cards are convenient and secure, but one must be cautious about interest rates and repayments. For beginners, it's advisable to apply for a secured credit card to build credit history. Loans come in various forms to meet different needs, but timely repayments are crucial to avoid debt. Credit unions and local programs provide support for immigrants, aiding entrepreneurship and promoting economic independence. Mastering these financial tools can help you achieve success in a fulfilling life.

Taxation · 07/21/2025

This article provides an in-depth overview of how immigrants file taxes in the United States, including the definition of income tax, the filing process, required documents, and tax treatment for self-employed individuals. It explains tax payment rates, credits, and deductions for tax savings, highlighting the importance of filing and how to seek assistance to simplify the process. Additionally, it specifically addresses the impact of immigration status on tax filing and the tax responsibilities of undocumented immigrants, guiding readers to correctly understand and comply with their tax obligations in the U.S.

Culture · 03/20/2024

This article provides an in-depth analysis of the four most popular states for Chinese immigrants in the United States: New York (the city of opportunity), Massachusetts (an education hub), Washington (a tax haven), and California (the sunny coast). It offers a reference for Chinese individuals making real estate and life decisions, covering aspects such as career development, educational resources, healthcare, and cultural integration. The guide aims to help prospective immigrants navigate the complexities of settling in these diverse states and make informed choices about their future in America.

Finance · 04/02/2025

TSMC has committed to investing tens of billions of US dollars in expanding production in the United States, aiming to alleviate pressure from the US government. However, investors have reacted tepidly to this strategy. While this move will increase US-based production capacity, it represents only a small portion of the company's total revenue and may impact profitability. TSMC faces numerous challenges in its US expansion, including equipment, labor shortages, and geopolitical risks. In the long run, overseas expansion is a necessary choice for TSMC to overcome domestic resource constraints.